8th June 2022
Are you wondering how to make your savings work for you after a unsteady few years for financial markets? In 2021, as the UK began to emerge from the Covid crisis and restrictions were eased, the economy started on its […]
Read more >28th January 2022
Building up children’s savings is one of the best gifts you can give them. Having some funds for their time at university, buying their first house or other big purchases such as their first car, can help get their adult […]
Read more >14th December 2021
As you look back over another year, you may be taking stock of the things that have gone well, and perhaps things you wish had gone differently. One thing which is worth taking stock of as you go into a […]
Read more >7th November 2021
It’s worth reviewing your pension plan at regular intervals to make sure that the funds you have chosen are still on track to provide the income you need for your retirement. Here are some of the key questions you need […]
Read more >8th September 2021
Planning what you want to happen to your estate after you are gone is an important part of the financial planning process, particularly if you have dependants you would like to benefit from an inheritance. One of the biggest things […]
Read more >29th June 2021
So, you have been wondering whether you should invest, and after carefully weighing up the pros and cons of investing for growth you have decided to go for it. But how do you work your way through the bewildering array […]
Read more >24th May 2021
For many people, making their money grow is the main motivation for investing. However, it’s not always easy to know the best way to achieve growth as it can depend on lots of factors. How tolerant you are to risk, […]
Read more >11th April 2021
From ditching plastic to eating less meat, people are becoming more aware of the impact of our actions on our society and environment. But have you ever thought about the impact the money you have invested, maybe in a pension […]
Read more >4th March 2021
A new report from the International Longevity Centre UK suggests that many of us are chronically under-saving and may face financial hardship in retirement. According to the report many people who belong to the so-called Generation X (those born between […]
Read more >8th February 2021
Regardless of your life stage or financial position, it’s worth going through a financial health check every now and again. Sometimes a few simple changes can make a big difference to the amount of money you have available to spend, […]
Read more >31st December 2020
With the end of the stamp duty holiday fast approaching the mortgage market is looking a lot more competitive. Many lenders are cutting rates on 75, 80 and 85% loan to value mortgages leading to a mortgage price war as […]
Read more >29th November 2020
Income or pension drawdown is one of the options you have to take money from your pension. With this option you can take up to 25% of the money you have in your pension pot as a tax-free lump sum, […]
Read more >8th October 2020
The first thing you need to think about when you choose a life insurance policy is how much money would be needed to look after your dependents. Life insurance policies can help your surviving relatives after your death in a […]
Read more >1st September 2020
You may be approaching retirement or it may be some years off, but it’s useful to try and work out how much money you will need to retire. It’s helpful to start by thinking about when you might retire, so […]
Read more >16th July 2020
With the Chancellor suspending Stamp Duty up to £500,000, maybe you are wondering about whether now is a good time to buy a house? Or maybe you have had a reduction in income or a change in employment circumstances and […]
Read more >10th June 2020
The coronavirus outbreak has been piling pressure on global financial markets and stock markets have been very volatile for the last few months. Latest figures also suggest more financial bad news is coming as economies around the world contract, with […]
Read more >20th May 2020
The average person will work in 11 different places throughout their working life and, as a result, may have paid into several different pensions schemes over the course of their career. Having savings in more than one pension scheme can […]
Read more >20th April 2020
Many people are finding themselves in the unexpected position of having a severely reduced income, no guarantee of job security, or even losing their jobs outright due to the continuing Covid-19 crisis. Understandably, this has also left many of you […]
Read more >24th March 2020
You’ve spent years paying into one or possibly more pension schemes and now you’re at the point of retiring, you are likely wondering what options there are for your pension pot. Upon retiring, people would traditionally use their pension pot […]
Read more >17th December 2019
December – the time of year that many of us are running around the shops, desperately trying to think of the perfect present for friends and family. Whilst smellies and slippers are lovely to have, perhaps a more worthwhile present […]
Read more >15th November 2019
Five-year fixes are very attractive at the moment, as mortgage lenders compete for custom in a jittery housing market. Brexit turmoil and the upcoming General Election are not helping consumer confidence and many people are looking to try and find […]
Read more >2nd October 2019
Thomas Cook is the latest big employer to collapse, and when companies go into administration many workers panic about their pension funds. There is an industry body which protects people’s pensions, it is called the Pensions Regulator. But certain pensions […]
Read more >5th September 2019
Pensions have hit the headlines again recently, after it was revealed that a government think tank recommended raising the state pension age to 75. Those that proposed the reforms said that getting more over 50s into work would boost the […]
Read more >17th July 2019
Why you should review your pension plans regularly Imagine you were starting out on a long car journey. You would make sure you had the address for where you wanted to go, buy your refreshments for along the way, and get […]
Read more >9th July 2019
Why cash flow modelling is vital when planning for your future If you are looking at how you are going to fund your retirement you might also be wondering how to know what you can afford to spend now. You […]
Read more >6th June 2019
How a financial adviser can help you get more from your pension Seeing a financial adviser might seem like an unnecessary expense, but expert advice on your pension can make a huge difference to your quality of life in retirement. […]
Read more >15th April 2019
How much should I be paying in pension contributions? Obviously the more you pay into a pension, the more money you will have in retirement. However, there is more to consider when thinking about your pension contributions. It’s important to […]
Read more >15th April 2019
Five things you need to know about tax on a pension How much tax you need to pay on a pension is one of the most frequent questions we get asked. This topic can be confusing. People worry about how […]
Read more >15th April 2019
Pension schemes made simple: how to cut through the jargon and plan for your retirement Pension schemes are there to help you build up a little nest egg to see you through when you retire. These schemes are designed to […]
Read more >15th April 2019
How to work out if you can afford early retirement Lots of people dream of taking early retirement and making more of their free time. Maybe you would like a more relaxed lifestyle. Perhaps your health isn’t as good as […]
Read more >