FREE Retirement & Lifestyle Planner
FREE Retirement & Lifestyle Planner

Retirement Planning

We Review, Plan & Implement…

We advise clients who wish to: Review their existing pension plans including Final Salary (Defined Benefit) or Personal Pensions • Plan for your early retirement • Review their existing plans • Plan to hand some of their monies to their next generation as efficiently as possible to reduce their tax liability.

We will work with you to plan the next chapter in your life by using easy-to-understand cash flow to establish the amount of monies you potentially require.

Do you require a review of your existing pension provision?

At Amethyst we will…

  • Plan your retirement provision with you
  • Review and analyse your existing Final Salary/Personal Pension plans to establish if they meet your future requirements
  • Recommend and implement a plan to you to match your objectives
  • Regularly review your plan to aim to ensure it is on track
Book a pension review
Early Retirement

Do you want to retire early?

At Amethyst we will…

  • Work with you to plan your retirement and plan this using easy to understand cash flow to establish the amount of monies you potentially require.
  • Review your existing pensions and savings as part of the planning process
  • Recommend a plan and implement this to aim to meet your objectives
  • Regularly review your plan to aim to ensure it is on track
Plan your retirement

Are you reaching retirement?

At Amethyst we will…

  • Discuss your financial requirements as you move into retirement
  • Research all of your pension and income plans including State Pensions
  • Build a plan to match your needs.
Plan your future with Amethyst
Tax on Pension

Retirement Planning

Pensions are complex, at Amethyst we are qualified Pension Specialists and can advise on all aspects of pension planning including Defined Benefit (Final Salary Schemes), Defined Contribution Schemes, Personal Pensions & at Retirement Flex-Access Drawdown and Annuity options.

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Investments

Whether you require capital growth, income or a combination of both. Amethyst have been successfully investing monies for their clients for many years, through a combination of tax-efficient investments and careful risk management we can advise and recommend the most suitable strategy for your individual needs and circumstances.

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Estate Planning

Estate planning is the process of managing your investments throughout your life and planning the disposal of your ownership to your next of kin after your death, in order to minimise all taxes.

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Protection

Finding the most appropriate protection for your family or your business involves careful consideration of your needs. At Amethyst we can discuss your concerns and recommend the most appropriate plans for your individual needs and circumstances.

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Ethical Investments

At Amethyst we offer a wide range of Ethical Investments to suit your values and principles.

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Mortgages

Amethyst can advise on all aspects of mortgage borrowing from first time buyers, homeowners moving house, remortgages and buy to lets. We will guide you through the process to find the most appropriate mortgage for current individual needs and circumstances.

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Book a Consultation


    Amethyst Independent Financial Advisers LLP 83 Howard Street, North Shields, NE30 1AF is authorised and regulated by the Financial Conduct Authority

    The Financial Conduct Authority does not regulate taxation and trust advice and some aspects of buy to let mortgages

    We are entered on the Financial Services Register No 623925 at register.fca.org.uk

    Registered in England with No. OC392353

    The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK

    If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.

    Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service ('FOS'). Please see the following link for further details: financial-ombudsman.org.uk

    The value of your investment can go down as well as up and you may not get back the full amount invested

    Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits.

    Accessing pension benefits is not suitable for everyone. You should seek advice to understand your options at retirement.

    Levels and bases of and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor

    The Financial Conduct Authority does not regulate taxation advice.